工行纸黄金交易规则:最后一段怎么翻译啊？谢谢！

Insurance cannot flourish unless the environment in which it operates’ is characterized by high standards of ethics and morality. Ethical conduct of the people underlies a sound legal and judicial system. Ethical conduct, however, can deteriorate under a number of conditions, such as overpopulation, inflation, or too rapid advances in technology. Some degree of effective regulation of population, inflation, and technology is an additional requirement for a healthy environment for insurance.
Rapid inflation can adversely influence insurance in many ways and reduce loss-reduction incentive. Some forms of life insurance contain a savings element; these forms cannot be expected to flourish in rapid inflation due to the loss in purchasing power of the savings. In property insurance, inflation is reflected in increases in the cost of settling claims above the levels anticipated when rates were established. Insurer attempts to build an adjustment for inflation into the rate structure are often only partially successful. Thus, the supply of insurance tends to diminish. Uncontrolled inflation can eliminate many types of insurance altogether, as was demonstrated in Germany after World WarⅠand in Japan after World WarⅡ
谢绝软件翻译！！！！
这是我论文的最后一段了．我语句顺不起来，郁闷捏．
SO，SOS～！