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来源:百度文库 编辑:杭州交通信息网 时间:2024/05/01 13:11:40
论信用证欺诈及其法律规制
[内容摘要]
信用证作为现代国际贸易支付的重要方式,是国际贸易发展到一定历史阶段的产物。它以银行信用取代商业信用,客观上起到了保障卖方安全收款、回避结算风险的作用。信用证的独立性(或自主性)原则是信用证体系赖以生存和发展的根本性原则,依据该原则信用证及相关的单据与合同交易是分离的。但是这种机制为受益人从事欺诈行为创造了条件,因此为了弥补信用证运行机制的缺陷,努力寻找遏制信用证欺诈的措施,各国逐渐地发展了遏制信用证欺诈的重要制度——信用证欺诈例外。本文从信用证欺诈的含义及产生原因的分析入手,在此基础上就欺诈例外用中的何谓“欺诈”、欺诈例外适用的排除、开证行应如何应对欺诈例外、欺诈例外与法院禁付令的关系等重要问题进行探讨,并对我国司法实践中存在的问题进行思考,提出相关完善建议。对该问题的研究与探索对我国的国际贸易有着巨大的现实意义,尤其在入世之后,面临复杂多变的国际贸易问题,我国更需要对信用证给予足够重视,才能保证我国经济健康迅速的发展!

[关键词]:信用证; 信用证欺诈; 独立性原则 ;信用证欺诈例外

A View on L/C Fraud and Legal Regulations

Abstract:
L/C is an important payment term in modern international trade, which is en evitable way in the development of international trade. It replaces the business credit of the traders with bank credit, which guarantees the payment to the seller and reduces the risks of settlement. The independance rule of L/C is fundamental for the existence and development of L/C. According to the rule, the L/C and the documents are seperate from the contract in the business. But this rule brings the fraud conditions for the beneficiary. In order to make up the defects of L/C operation machanism and prevent L/C fraud, an important rule - Fraud Exception of Documentary Credit is developped by many countries. This paper starts at the definition and causes of L/C fraud, discusses the key problems of the "fraud" in fraud exception cases, exclusion of fraud exception application, how to deal with fraud exception by the issuing bank and the relationship between fraud exception and legal bans, analyzes the problems in the judicature practice, and points out some related suggestions for improvement. The research to this problem is crucial in the international trade in China. Already as a member of WTO, China is confronted with complicated and variable situation in international trade, China must put enough emphasis on L/C problems to guarantee proper and fast growth of the economy.

Key words: L/C, L/C fraud, independance rule, fraud exception of documentary credit

真诚希望楼主为我们外贸事业做贡献!

软件翻译,仅做提示参考
Talk about swindle of letter of credit and legal structure
[Content summary ]
Letter of credit as modern important way that international trade pay, it is international trade that develop into certain result of historical stage. It replaces commercial credit with the credit of the bank, has played the function of ensuring seller's security to collect money , avoid the settlement risk objectively. The principle of independent character (or independence ) of the letter of credit is the fundamental principle that the system of the letter of credit depends on for existence and development, separate according to this letter of credit of principle and relevant document and contract trade. But this kind of mechanism has created conditions that the beneficiary is engaged in the fraud , so in order to remedy the defect of the operating mechanism of letter of credit , make great efforts to look for the measure of preventing the letter of credit from swindling, various countries have developed the important system of preventing the letter of credit from swindling gradually - -The letter of credit swindles the exception. The analysis of the meaning that this text swindles from the letter of credit and production reason is started with, what is meant by to " swindle " the ones that swindled the exception while using on this basis, how should should getting rid of , issuing bank swindling the exception suitably carry on the discussion to the important problem of swindling the exception , swindling the relation that the exception and court prohibit Fu Ling etc., and think to the question existing in the judicial practice of our country , propose the relevant perfect suggestion. There is an enormous realistic meaning to international trade of our country in the research and exploration to this question, especially after entering the WTO, face the complicated and changeable international trade problem, our country needs to pay enough attention to the letter of credit even more, could guarantee the development that the economy of our country is healthy and fast !