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来源：百度文库 编辑：杭州交通信息网 时间：2024/04/29 04:38:57
农村养老保障问题深刻地影响着社会生活的各个方面。“十一五”规划纲要中明确指出，加快农村养老保障体系建设是建设社会主义新农村重要内容。中国作为一个发展中国家，随着经济的急速发展，农村的人口结构发生了重大变化，大量农村青壮年涌入城市，使得我国农村老年保障问题更为突出。
本文首先从现阶段我国农民的收入水平和消费水平分析入手，阐述了我国农村养老保障的方式的现状。再次，在研究国外农村养老保障进程和方式的基础上，提出我国建立农村养老保障可借鉴的经验。最后，分析了我国农村养老保障模式存在的问题，表明传统的养老保障方式面临着挑战，进而从中国农村社会养老保障的现实模式分析出发，对建立农村社会养老保险提出了相应的对策，即就目前农村经济发展水平，应建立多层次农村社会养老保障模式。
关键词：农村养老保障，国外养老，养老保险，多层次
Abstract
Rural old-age security issues profoundly affect all aspects of social life. "Shiyiwu" planning framework clearly pointed out that the rural old-age security system is an important part of building the new socialist rural areas. China as a developing country, with the rapid economic development of rural population structure has undergone significant change, the influx of large numbers of rural young city, making the security issues more prominent in our countryside. The first part of the article from the income and consumption levels with analysis on China's rural old-age security in the way the status quo. Then, in the study the rural old-age security of abroad process and modalities basis, we can learn from their experience. Finally, analysis the problem of China's rural old-age security model, show that the traditional old-age security is facing challenges. And start the analysis from the realities of China's rural social endowment model, then make the corresponding responses to the establishment of the rural social endowment insurance, that is from the current level of economic development in rural areas, China should establish step and step rural social endowment insurance.
Key words: rural social aged security, foreign pension, pension insurance, step and step
Abstract:
The rural old-age security problem profundly influnences all aspects of social life. The Outline for the Tenth Five-Year Plan explicitly points out that to accelerate the construction of the rural old-age security system is the significant substance of building new socialist countryside.China,as a developing country,and with her rapid development of economy,the population structure has undergrone great change in her rural areas. On the other hand,the influx of young man into the cities has made the old-age security problem become more prominent in China's rural areas.
Firstly,this thesis expounds the status quo of China's rural old-age security pattern,by analyzing the peasants' income and comsumption level in China's present stage.Secondly,on the basis of studying the process of the foreign rural security and its pattern,putting forward some reference experience for the establishment of China's rural old-age security.Finally,via analyzing the problem of the pattern of China's rural old-age security to indicate that the traditional old-age security is confronted with challenges.and then from the angle of the reality of the China's rural social old-age security pattern,the thesis advances countermeasures for the establishment of the rural social endowment insurance,that is to establish a multi-layer rural social old-age security pattern in China,according to the current level of the economic development in rural areas.
key words: rural social old-age security,foreign pension, endowment insurance,multi-layer