武汉电子水处理器:英文翻译
来源:百度文库 编辑:杭州交通信息网 时间:2024/04/28 12:21:44
关键词:个人住房 贷款 风险 防范
Along with the cities housing system reform deepening, the loan buys the room to become the multitudinous cities inhabitant to purchase the housing, the improvement housing conditions reality choice Under the central bank monetary policy support, in joins the world trade success and in 2008 Olympic Games' advantage good news takes turns under the impetus, in recent years, the China massive infrastructure construction and the city property development project started, the real estate investment continuously maintained the high speed growth, simultaneously brought individual housing to loan the market to be irritable However, starts from 2001, the Chinese real estate industry had some non- rational development tendency in some local areas, while real estate investment large increase, the house price unceasingly rises dramatically among them, gradually was already separated from in the value, the bank credit fund exposes outside the controllable risk At the same time, took bank high quality property individual housing loan is not good rate also in the rise Individual housing loan loan person's capital letter condition radically without knowing where to begin investigates, the developer management standard, with the loan person contradictory dispute unceasingly, the massive vacations according to does not uncover floods the market, the mortgage is unable to change presently, various commercial bank malignancy competition, each kind of reason caused the commercial bank to be able not but to strengthen the loan risk the early warning analysis, and took the corresponding guard measure, the work already gradually shifts with emphasis from the market marketing to the risk guards against, individual housing loaned the tendency which the market development presented slows down.
Key word: Individual housing loan risk guard
Along with the cities housing system reform deepening, the loan buys the room to become the multitudinous cities inhabitant to purchase the housing, the improvement housing conditions reality choice Under the central bank monetary policy support, in joins the world trade success and in 2008 Olympic Games' advantage good news takes turns under the impetus, in recent years, the China massive infrastructure construction and the city property development project started, the real estate investment continuously maintained the high speed growth, simultaneously brought individual housing to loan the market to be irritable However, starts from 2001, the Chinese real estate industry had some non- rational development tendency in some local areas, while real estate investment large increase, the house price unceasingly rises dramatically among them, gradually was already separated from in the value, the bank credit fund exposes outside the controllable risk At the same time, took bank high quality property individual housing loan is not good rate also in the rise Individual housing loan loan person's capital letter condition radically without knowing where to begin investigates, the developer management standard, with the loan person contradictory dispute unceasingly, the massive vacations according to does not uncover floods the market, the mortgage is unable to change presently, various commercial bank malignancy competition, each kind of reason caused the commercial bank to be able not but to strengthen the loan risk the early warning analysis, and took the corresponding guard measure, the work already gradually shifts with emphasis from the market marketing to the risk guards against, individual housing loaned the tendency which the market development presented slows down.
Key word: Individual housing loan risk guard